Credit (finance)

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.

Movements of financial capital are normally dependent on either credit or equity transfers. Credit is in turn dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds. Credit is also traded in financial markets. The purest form is the credit default swap market, which is essentially a traded market in credit insurance. A credit default swap represents the price at which two parties exchange this risk – the protection seller takes the risk of default of the credit in return for a payment, commonly denoted in basis points (one basis point is 1/100 of a percent) of the notional amount to be referenced, while the protection buyer pays this premium and in the case of default of the underlying (a loan, bond or other receivable), delivers this receivable to the protection seller and receives from the seller the par amount (that is, is made whole).

Balance (Kim-Lian album)

Balance is the debut album of the Dutch singer Kim-Lian. It was released on 25 May 2004 in the Netherlands. Kim-Lian said the album to be "a fun pop/rock album". The album spawned four top 20 singles, being "Teenage Superstar", "Hey Boy", "Garden of Love" and Kim Wilde cover "Kids in America".

Track listing

Singles

Chart performance

Balance (puzzle)

A balance puzzle is a mathematical puzzle which challenges the solver to distribute a subset of numbers so that the several sides of a stylized diagram representing a balance scale are equal. The balance puzzle is a classical number puzzle in the World Puzzle Championship. It consists in a mobile or tree structure, with designated positions where the player must hang specified weights, so that everything balances. See examples below.

There are usually 8 to 12 consecutive numbers (weights) to place, which makes it much smaller than, for example, sudoku.

As in many mathematical puzzles, the solution is unique. Expert puzzlers often prefer puzzles where the rules explicitly states that there is only one solution. This property allows for some reasoning strategies. It also makes generating puzzles a bit more difficult.

Examples

Variants

Balance (accounting)

In banking and accountancy, the outstanding balance is the amount of money owed, (or due), that remains in a deposit account.

Jules Cardot

Jules Cardot (18 August 1860 – 22 November 1934) was a French botanist and bryologist considered in his time one of the world's leading experts on the mosses of Antarctica. His collection of herbarium specimens at his laboratories in Charleville was heavily looted and damaged during World War I. The French Academy of Sciences awarded the 1893 "Prix Montague" to Cardot for his work on mosses and to Albert Gaillard (1858–1903) for his work on fungi. Cardot named 40 genera and 1200 species.

Works

References

Glossary of professional wrestling terms

Professional wrestling has accrued a considerable nomenclature through its long existence. Much of it stems from the industry's origins in the days of carnivals and circuses, and the slang itself is often referred to as "carny talk." In the past, wrestlers used such terms in the presence of fans so as not to reveal the worked nature of the business. In recent years, widespread discussion on the Internet has popularized these terms. Many of the terms refer to the financial aspects of pro wrestling in addition to performance-related terms.

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Notes

References

Keratin 8

Keratin, type II cytoskeletal 8 also known as cytokeratin-8 (CK-8) or keratin-8 (K8) is a keratin protein that is encoded in humans by the KRT8 gene. It is often paired with keratin 18.

Utility as an immunohistochemical stain

Antibodies to CK8 (e.g. CAM 5.2) can be used to differentiate lobular carcinoma of the breast from ductal carcinoma of the breast. CAM 5.2, an antibody that reacts with an epitope found on both CK8 and CK18, is used in immunohistochemistry to demonstrate certain forms of cancer. In normal tissue, it reacts mainly with secretory epithelia, but not with squamous epithelium, such as that found in the skin, cervix, and esophagus. However, it also reacts with a range of malignant cells, including those derived from secretory epithelia, but also some squamous carcinomata, such as spindle cell carcinoma. It is considered useful in identifying microscopic metastases of breast carcinoma in lymph nodes, and in distinguishing Paget's disease from malignant melanoma. It also reacts with neuroendocrine tumors.